Monthly Archives: July 2013

The HARP 2.0 Program May Have Run Its Course; Housing Market Paves The Way For HARP 3.0

Another 85,000 Home Affordable Refinance Program (HARP) mortgages closed in May, putting the 4-year-old program on pace to close more than 1 million loans this year for the second straight year. However, the program for “underwater homeowners” is now less-so.

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Why We Want a House With a Great View

Research shows that just looking at nature has powerful mental benefits. Here’s how to get a boost — with or without a million-dollar view $1 million view. That’s an interesting thing when you really think about it. For someone to

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10 Things to Ask Your Contractor Before You Start Your Project

Remodeling or building a new home is a big financial and emotional investment. It can also be a big investment of your time if you want to be closely involved in the decision-making. Knowing what to expect before the project

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Open vs. Closed Kitchens — Which Style Works Best for You?

For centuries the kitchen was strictly a workspace. Often tucked in the back of the house, it had room for just the bare essentials. But a peek at many new kitchens today reveals a very different approach: the open-concept kitchen at the

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U.S. Housing Market Recovery : Huge Drop In Foreclosures Within Key U.S. Cities

Buying a foreclosure? Time to find a “great deal” may be running out. According to foreclosure-tracking firm RealtyTrac, May 2013 foreclosure filings tallied less 150,000 in May, which is near a six-year low. Banks are repossessing far fewer homes as

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Mortgage Rates Hit Highest Point in Two Years

Mortgage rates on the rise According to Freddie Mac, the 30-year mortgage rate hit a two year high in June, jumping 0.22 percentage points to 4.51 percent while the average rate for a 15-year mortgage rose 0.14 percentage points to 3.53 percent as mortgage rates in

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National Association Of Homebuilders Data Shows Markets Ripe For First-Time Buyers And Real Estate Investors

As the U.S. housing market improves, it’s taking the broader U.S. economy with it. According to National Association of Homebuilders (NAHB), 255 U.S. metropolitan areas are “improving” — more than triple the tally from 12 months ago — as rising

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